So hard...

 So hard...

I did not handle the finances. 

David has always done that. 

He never missed a payment, 

always paid more 

than the monthly amount and 

NEVER NEVER EVER 

used credit cards. 

The only debt we have 

is the house and my car. 

My car is used 

and the amount owed 

is approximately $2500.00.

Otherwise, 

we just have normal payments 

each month; electric, gas, water, 

insurance, mortgage, etc. 

you know, the normal debt. 

David’s motto has always been 

if we can’t afford it we don’t need it. 

And his credit score has always been 

above average. 

He has been the 

most responsible and upright person 

I have ever known.

It’s so hard 

having a few of our hospital bills 

go to creditors. 

As I said, 

I did everything on my part to 

avoid that 

however just a trickle 

went to creditors. 

And then there is the mortgage. 

We have applied for help 

with the mortgage company 

two months ago. 

They are as kind as Social Security.
‘ thank you for the information we requested, it will now be 30 days to determine....’. 

I have received this response 

six times. 

I just received the sixth one today. 

It’s sssssooooo frustrating. 

We do not have the money 

to make our mortgage this month. 

And if we had extra money 

it would go towards 

the monthly doctors visit. 

David has to see a 

pulmonologist monthly, 

and because they are specialists

it is quite a bit more money. 

We could barely afford groceries this week. 

You have your own worries, 

and I am not asking for anything. 

I am just ranting. 

Somehow things will work out 

but it is so very unclear at the moment.

David would say 

pay the mortgage 

and don’t worry about me. 

I say go to the doctor 

and buy groceries. 

But David always convinces me 

that his way is right. 

I am in charge 

but I do ask for his advice. 

I have no idea what to do. 

It is quite painful. 

Honestly, this month, 

I am struggling to take his advice. 

In the end, I will do what he wants, 

but I so do not want to right now. 

It’s hard to look forward 

when we have now needs. 

Omg how very hard life is.

XO

Shelli

Sent from my iPhone